The Ascent Bank CD Account Advantage

Building Futures, One Deposit at a Time

Ascent Bank in Montana is proud to present a robust suite of Certificate of Deposit (CD) options tailored to meet diverse savings goals and financial plans. From nurturing the savings habits of young individuals to offering versatile options for seasoned savers, The Bank's CD offerings are meticulously designed to provide value, security, and growth.

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Secure Growth with Ascent Bank CDs

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First Savers CD

At Ascent Bank, we recognize the critical importance of financial literacy from a young age. It's not just about saving; it's about understanding the value of money, the magic of compound interest, and the joy of watching savings mature.

Tailored for Young Savers Exclusively designed for those aged 17 and younger, the First Savers CD serves as a brilliant introduction to the world of structured savings.

Starting Small, Dreaming Big With just a $50 initial deposit, young savers can embark on their financial journey, learning the nuances of saving and investing.

Flexibility to Contribute Unlike traditional CDs, the First Savers CD allows contributions throughout its term, making it ideal for youngsters to add pocket money, allowances, or birthday cash.

Superior Interest Earnings To further motivate and reward our young clients, the First Savers CD boasts an interest rate that's 0.25% above our standard 12-month CD rate. This means a more significant bump in the savings at maturity.

Real-time Updates Curious about the current rates? Simply give us a call, and our team will provide all of the necessary information.

Diverse CD Options

Every individual's financial journey is unique, as are their goals and timelines. At Ascent Bank, we respect this individuality and offer a rich array of CD terms to cater to varied needs.

Short-Term CDs For those looking to invest for a shorter duration, we have 3-Month and 6-Month CDs.

Mid-Term CDs Offering a balance between duration and returns are our 12-Month, 18-Month, and 24-Month CDs.

Long-Term CDs Ideal for individuals with a longer investment horizon, we present 36-Month and 48-Month CDs.

$1,000 Minimum Balance Every CD term after the First Savers requires a $1,000 minimum balance, ensuring a substantial growth trajectory.

Interest Accrual All our CDs are interest-bearing, turning your principal amount into a more substantial sum by the end of the term.

Dynamic Rates We constantly monitor market conditions to offer competitive rates. For the most current rates on our diverse CD terms, our team is just a call away.

3.CD Specials

Occasionally, Ascent Bank rolls out special CD terms with attractive features and rates that stand out from the regular offerings.

Special Terms Periodically, we introduce unique terms that are more attuned to current market conditions or specific savings trends.

Standard Features Like our regular CDs, these specials require a $1,000 minimum balance and are interest-bearing.

Stay Updated For the latest on our CD specials and their exclusive rates, call our dedicated team - they will provide all details.

Reliable Returns with CDs

Certificates of Deposit from Ascent Bank are more than just savings instruments; they are commitments to your financial growth and security. Whether you're introducing a young one to the world of savings or seeking a reliable and rewarding medium-term investment, our CDs promise value, transparency, and growth.