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Savings Accounts

Your Bank for Optimizing Your Savings

The right savings account can play a pivotal role in ensuring that your hard-earned wealth is protected. It becomes not only a repository for your money but also a tool and a companion on your financial journey.

At Ascent Bank, we strive to demystify the overwhelming world of savings opportunities with its countless options and features. Each of our savings account options is designed to cater to specific financial goals and needs.

Learn More and Open an Account Online
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The Ascent Bank Difference

Whether you're a budding saver or a seasoned investor, personal financial decisions often benefit from tailored advice. Your financial well-being is our top priority, which is why our team is committed to guiding you as you navigate your savings options.

Savings isn't just about setting money aside; it's about strategy, growth, and future-proofing your finances. At Ascent Bank, we're here to ensure that your savings journey is rewarding and aligned with your aspirations.

 

Ideal for those embarking on their savings journey, the Regular Saving Account provides a perfect blend of accessibility and growth.

Requirements
Only a $100 opening deposit and a regular savings account minimum balance of $25. If the balance drops below this, a nominal monthly fee of $5 will be charged to keep your account active.

Growth
This account is interest-bearing, ensuring that your money works for you even when it's idle.

Convenience
Our Remote Deposit feature enables you to add funds to your account from anywhere at any time.

Plan for your perfect holiday season all year long.

Requirements
Only a $25 opening deposit and no minimum balance. $5,000 maximum balance. Full distribution each November. Early withdrawal results in account closure.

Growth
This account is interest-bearing, ensuring that your money works for you even when it's idle.

Convenience
Our Remote Deposit feature enables you to add funds to your account from anywhere at any time.

If you are looking for a more stable and high-yield savings option, the Certificate of Deposit is your go-to choice. You’ll find we offer some of the best CD rates in Montana.

Attractive Returns
CDs generally offer a higher rate of return compared to traditional savings accounts.

Flexible Terms
Whether you're looking for a short-term commitment or a longer-term investment, we've got you covered. We offer CDs with 3, 6, 12, and 24-month terms.

Investment Threshold
Starting with as little as $1,000, you can step into the world of CDs and watch your money grow.

Learn More About Ascent CDs

Money Market accounts offer the flexibility of a regular savings account with the growth potential of an investment.

Initial Requirement
A $2,500 minimum balance kickstarts your Money Market journey. If your balance falls below this, a $10 monthly fee ensures continuous service.

Tiered Interest
The more you save, the more you earn. Our tiered interest system rewards higher balances with more attractive interest rates.

Convenience
Like our Regular Savings Account, the Money Market also boasts the Remote Deposit feature, making banking a breeze.

Learn More About Money Market Accounts