LOGIN

Savings Accounts

Optimizing Your Savings

A Deep Dive into Savings Accounts

When it comes to safeguarding your hard-earned money, the right savings account plays a pivotal role in ensuring that your wealth is protected. The world of savings can often be overwhelming, with myriad options and features. At Ascent Bank, we strive to demystify this journey for you. Each of our savings account options is designed to cater to different financial goals and needs. Whether you're a budding saver or a seasoned investor, our team is committed to guiding you every step of the way.

savings account helena mt
Understanding the Importance of Your Savings

Before diving into the types of accounts we offer, it's essential to grasp the significance of a well-suited savings account. It's not just a repository for your money; it's a tool, a companion in your financial journey.

Types of Savings Accounts at Ascent Bank
Tailored for Your Needs

save your money

Savings Accounts

Ideal for those embarking on their savings journey, the Savings Account provides a perfect blend of accessibility and growth.

Initial Requirement A minimum balance of $25. If the balance drops below this, a nominal monthly fee of $5 will be charged to keep your account active.

Growth This account is interest-bearing, ensuring that your money works for you, even when it's sitting idle.

Convenience Our Free Remote Deposit feature ensures that you can add funds to your account from anywhere, at any time.

Withdrawal Flexibility While we encourage consistent saving, we understand the need for occasional withdrawals. This account allows up to six not-in-person withdrawals per month, ensuring you have access to your funds when needed.

Certificate of Deposit (CD)

For those looking for a more stable and high-yield savings avenue, the Certificate of Deposit is your go-to choice.

Attractive Returns CDs generally offer a higher rate of return compared to traditional savings accounts.

Flexible Terms Whether you're looking for a short-term commitment or a longer-term investment, we've got you covered. We offer CDs with 3, 6, 12, and 24-month terms.

Investment Threshold Starting with as little as $1,000, you can delve into the world of CDs and watch your money grow.

Money Markets

Combining the best of both worlds, Money Market accounts offer the flexibility of a savings account with the growth potential of an investment.

Initial Requirement A $2,500 minimum balance kick starts your Money Market journey. Should your balance fall below this, a $10 monthly fee ensures continuous service.

Tiered Interest The more you save, the more you earn. Our tiered interest system rewards higher balances with more attractive interest rates.

Convenience Like our Regular Savings Account, the Money Market also boasts the Free Remote Deposit feature, making banking a breeze.

Your Savings Guide at Ascent Bank

While the above details provide an overview, personal financial decisions can often benefit from tailored advice. Our dedicated team of bankers is always at your service, eager to help you navigate your savings options. Whether you have a query, need clarity, or seek recommendations, don't hesitate to reach out. Your financial well-being is our top priority.

Savings isn't just about setting money aside; it's about strategy, growth, and future-proofing your finances. At Ascent Bank, we're here to ensure that your savings journey is rewarding and aligned with your aspirations.