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Personal Checking

Your Bank for Checking Accounts That Fit Your Needs

Ascent Bank knows there is no such thing as one size fits all. That’s why we have developed a wide variety of products and resources, including interest-bearing checking accounts, to meet individual requirements and goals. You will find options at Your Bank that work best for you today and as your life changes. We offer our wide array of personal checking accounts to provide a tailored, dynamic, and enhanced banking experience that's truly yours.

Learn More and Open an Account Online
woman holding open sign and smiling because she has a business checking account with ascent bank

The Ascent Bank Difference

Beyond these features, what truly sets Ascent Bank apart is our commitment to you and serving as not only your bank but also your partner in every financial endeavor. Our team is always ready to assist, guide, and provide insights to help you make the most of your banking experience. By delivering the latest technology and old-fashioned customer service, we make sure you feel valued.

 

No Minimum Balance
$100 Opening Deposit
Non-Interest Bearing
No Monthly Fee

All accounts offer bill pay and remote deposit, and issue same-day debit cards.

$1,000 Minimum Balance
$100 Opening Deposit
Interest Bearing
$10 if balance falls below $1,000

All accounts offer bill pay and remote deposit, and issue same-day debit cards.

No Minimum Balance
$100 Opening Deposit
Interest Bearing
No Monthly Fee

All accounts offer bill pay and remote deposit, and issue same-day debit cards.

Features That Complement Your Lifestyle

Every personal checking account at Ascent Bank comes with a set of standard features designed to optimize your banking experience.
Complimentary Debit Card

This isn’t just a piece of plastic; it’s your key to a world of seamless transactions, whether you're shopping at your favorite local store in Helena or dining out during a vacation.

Bill Pay

Our Bill Pay service is the ultimate in modern banking convenience. From utility bills to credit card payments, you can manage and schedule them all from the comfort of your home or on-the-go.

Remote Deposit

With our Remote Deposit service, your smartphone becomes a personal banking hub. Snap a photo of your check, follow the intuitive prompts, and your funds are securely deposited into your account. It's banking on your terms, anytime, anywhere.