Privacy Notice

ONLINE PRIVACY POLICY

Ascent Bank considers all your personal information confidential. We only use your personal information to better provide you with services and products. Financial companies choose how they share personal information, but federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read the following carefully, to ensure that you understand what we are doing.

The types of personal information that Ascent Bank collects and shares depend on the products and services that you have with us. This information can include social security number and transaction history; account balances and payment history; credit history; and account transactions. Some features included in digital banking may request access to data located on the device used to access digital banking. This may include biometric, camera, contacts, and location data. You will be prompted to allow access to this data, and if access is not allowed, the feature requiring that data will not be fully functional.

Ascent Bank's website uses the technology of third-party companies and vendors to help us recognize your device and understand how you use our site. We also use this technology to improve our services to better reflect your interests and present you with advertising about the products and services that may be of interest to you. Specifically, our third-party technology partners collect information about your activity on our website that enables us to: measure and analyze traffic and browsing activity on our site; show advertisements for our products and services on third-party sites; and measure the performance of our advertising campaigns. We also collect emails for direct marketing purposes.

Ascent Bank may share data, such as email derived from other emails or other online identifiers collected on our site with our third-party advertising partners. This practice allows us to recognize and present advertising on different types of browsers. Additionally, our third-party partners may use cookie and non-cookie-based technology, not all of which may be impacted by settings which block cookies, and your browser may not allow you to block certain types of technology.

When banking online with Ascent Bank, you can be confident that your account and financial information is secure and safe. Our security system will protect you and your business from financial scams and hackers.

For further information contact: Ascent Bank, Attn: Information Security Officer, 1721 11^th Avenue, Helena, MT 59601, or email [email protected].

WHAT DOES ASCENT BANK
DO WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and transaction history
• account balances and payment history
• credit history and account transactions

When you are no longer our customer, we continue to share your information as described in this notice.

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Ascent Bank chooses to share; and whether you can limit this sharing.

For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes– to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes– information about your transactions and experiences

No

We don't share

For our affiliates' everyday business purposes– information about your creditworthiness

No

We don't share

For our affiliates to market to you

No

We don't share

For nonaffiliates to market to you

No

We don't share

Call 406.442.8870 or contact us.

Who is providing this notice?

Ascent Bank

How does Ascent Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We restrict access to your personal and account information to those employees who need to know that information to provide products and services to you.    Employees who violate these standards will be subject to disciplinary measures.

How does Ascent Bank collect my personal information?

We collect your personal information, for example, when you

• open an account or deposit money
• pay your bills or apply for a loan
• provide account information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates' everyday business purposes – information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Ascent Bank has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Ascent Bank does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Ascent Bank doesn't jointly market.

We do not share any information we collect in connection with offering our services with anyone (except to the extent necessary to complete transactions authorized by you).

At Ascent Bank, we are committed to protecting the privacy of children who use our website and online services. Our goal is to comply with the Children's Online Privacy Protection Act (COPPA), which was enacted to protect the privacy of children under the age of 13 while they are online.

Information Collection and Use

Ascent Bank does not knowingly collect personal information from children under the age of 13 without verifiable parental consent. If we become aware that we have inadvertently received personal information from a user under the age of 13, we will delete such information from our records.

Parental Rights

Parents and guardians have the right to review their child's personal information, request that we delete it, and refuse to permit any further collection or use of the child's information. To exercise these rights, please call 406.442.8870 or contact us.