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Loans

Real Estate Loans Tailored to Your Dreams

Your Home Journey, Our Expertise

Whether you’re taking the first steps towards constructing your dream home, enhancing the place you already cherish, considering a new home purchase, or exploring mortgage refinance options, Ascent Bank stands ready to be your trusted guide. We believe in crafting loans that resonate with your life's blueprint—matching your financial plans and personal aspirations.

Our approach to lending is holistic. Instead of just crunching numbers, we focus on understanding your complete story. How you live, your dreams for the future, and your financial comfort zone—all play a crucial role in determining the right loan for you. At Ascent Bank, your journey becomes our mission.

real estate mortgage loans helena mt

Meet Nicki Jemmings:
Your Real Estate Loan Expert

Your Real Estate Loan Expert

Nicki stands as the beacon of expertise and trust in our Mortgage Department. With a rich experience spanning over nineteen years, she has forged invaluable relationships within the Helena mortgage sector.

But what truly sets Nicki apart is her unwavering commitment to her customers. She ensures that every client feels heard, informed, and educated at every stage of their loan journey. Nicki's philosophy is simple yet powerful: empowering borrowers with options leads to the best lending decisions. She values transparency and constant communication, ensuring that you're never left in the dark.

To start your lending journey, connect with:

Nicki Jemmings,
NMLS #630564
Phone: 406-603-4713
Email: [email protected]

Discover Your Perfect Loan Match

Every dream and every situation is unique. That’s why we offer a diverse array of loan options to best fit your needs. With the assistance of our adept Loan Officers, you'll be expertly guided to the solution that aligns with your aspirations and financial landscape.

Conventional Mortgage: A traditional home loan tailored for stability.

FHA Loan: A government-backed loan, ideal for first-time homebuyers.

VA Loan: Exclusively designed for our valiant veterans.

Rural Development (RD) Loan: Focused on promoting rural community growth.

Home Equity Loan (HELOC): Leverage your home's equity for financial flexibility.

Construction Loan: Fund the creation of your dream dwelling.

Land Loan: Invest in the foundation of your future home.

Embark on your home journey with Ascent Bank—a partner who understands, supports, and celebrates your dreams.